How Much Can I Borrow on A$150,000 Income in Australia?
Reference Rates
Variable (outstanding) 6.0%
Variable (new loans) 6.0%
All Loans Avg 6.0%
Apr 30, 2026 · RBA / APRA
509000
Max Property Price
3750
Max Monthly Repayment
102000
Deposit
9.24%
Serviceability Rate
Australian Borrowing Calculator
Maximum Property Price
509000
Based on 30% income rule
Annual Income
150000/yr
Monthly Gross Income
12500
Max Monthly Repayment (30%)
3750
Deposit (20%)
102000
Serviceability Rate (APRA buffer)
9.24%
Actual Loan Rate
6.0%