How Much Can I Borrow on A$250,000 Income in Australia?
Reference Rates
Variable (outstanding) 6.0%
Variable (new loans) 6.0%
All Loans Avg 6.0%
Apr 30, 2026 · RBA / APRA
890000
Max Property Price
6250
Max Monthly Repayment
178000
Deposit
9.24%
Serviceability Rate
Australian Borrowing Calculator
Maximum Property Price
890000
Based on 30% income rule
Annual Income
250000/yr
Monthly Gross Income
20833
Max Monthly Repayment (30%)
6250
Deposit (20%)
178000
Serviceability Rate (APRA buffer)
9.24%
Actual Loan Rate
6.0%