Mortgage Calculator with PMI
Private Mortgage Insurance (PMI) is required when your down payment is below 20%. It typically costs 0.5%–1.5% of the loan amount annually. This calculator shows your true payment with PMI included — pre-set with a 10% down payment scenario.
1 Loan Details
2 Monthly Costs
$
$
$
Include PMI
Required when down payment < 20%
Estimated Monthly Payment
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Enter your loan details to see your payment
Principal & Interest
—Property Tax
—Home Insurance
—HOA Fees
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Total Interest Paid
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Over loan lifetime
Total Cost
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Principal + interest
Loan Amount
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Amount financed
Down Payment
—
Of home price
Monthly Payment Breakdown
Balance Over Time
Rate Comparison
How your payment changes with different interest rates
| Rate Scenario | Monthly P&I | Total Interest |
|---|---|---|
| Enter loan details above to see rate scenarios | ||
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