Mortgage Calculator for Ohio
Pre-filled with Ohio's average home price of $215000, property tax rate of 1.36%, and average insurance of $1500/year. Adjust any value below.
1 Loan Details
2 Monthly Costs (Ohio averages pre-filled)
Include PMI
Required when down payment < 20%
Estimated Monthly Payment
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Enter your loan details to see your payment
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Total Interest Paid
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Over loan lifetime
Total Cost
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Principal + interest
Loan Amount
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Amount financed
Down Payment
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Of home price
Monthly Payment Breakdown
Balance Over Time
Rate Comparison
How your payment changes with different interest rates
| Rate Scenario | Monthly P&I | Total Interest |
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| Enter loan details above to see rate scenarios | ||
Amortization Schedule
Full month-by-month payment breakdown
| Month | Year | Payment | Principal | Interest | Balance |
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Ohio Housing Market
Ohio offers some of the most affordable housing markets in the US. Columbus has seen strong appreciation as a growing tech and business hub, but Cleveland and Toledo remain among the most affordable large metros in the country.
Affordability in Ohio
With median home prices well below $225,000, Ohio is highly accessible for first-time buyers. A household earning $65,000–$75,000 can comfortably afford a median-priced Ohio home with a conventional 30-year mortgage.
Key Markets
Mortgage Calculator by State
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