Mortgage Calculator for Nevada

Pre-filled with Nevada's average home price of $380000, property tax rate of 0.55%, and average insurance of $1500/year. Adjust any value below.

1 Loan Details

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2 Monthly Costs (Nevada averages pre-filled)

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Include PMI

Required when down payment < 20%

Estimated Monthly Payment

Enter your loan details to see your payment

Principal & Interest
Property Tax
Home Insurance
HOA Fees

Total Interest Paid

Over loan lifetime

Total Cost

Principal + interest

Loan Amount

Amount financed

Down Payment

Of home price

Monthly Payment Breakdown

Balance Over Time

Rate Comparison

How your payment changes with different interest rates

Rate Scenario Monthly P&I Total Interest
Enter loan details above to see rate scenarios

Amortization Schedule

Full month-by-month payment breakdown

Nevada Housing Market

Nevada has no state income tax and low property taxes, making it attractive for buyers from California. Las Vegas saw dramatic appreciation during 2020–2022 and has since moderated, while Reno continues strong growth driven by tech industry.

Average Home Price $380000
Effective Property Tax Rate 0.55%
Avg Annual Property Tax $2090
Avg Annual Insurance $1500

Affordability in Nevada

Nevada's tax advantages offset moderately high home prices. Las Vegas offers more entry-level inventory than coastal markets, with a strong condo and townhome segment that provides accessible ownership opportunities.

Key Markets

Las Vegas Henderson Reno North Las Vegas Sparks

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