Mortgage Calculator for Arizona
Pre-filled with Arizona's average home price of $380000, property tax rate of 0.61%, and average insurance of $1600/year. Adjust any value below.
1 Loan Details
2 Monthly Costs (Arizona averages pre-filled)
Include PMI
Required when down payment < 20%
Estimated Monthly Payment
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Enter your loan details to see your payment
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Total Interest Paid
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Over loan lifetime
Total Cost
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Principal + interest
Loan Amount
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Amount financed
Down Payment
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Of home price
Monthly Payment Breakdown
Balance Over Time
Rate Comparison
How your payment changes with different interest rates
| Rate Scenario | Monthly P&I | Total Interest |
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| Enter loan details above to see rate scenarios | ||
Amortization Schedule
Full month-by-month payment breakdown
| Month | Year | Payment | Principal | Interest | Balance |
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Arizona Housing Market
Arizona offers one of the lowest effective property tax rates in the Sun Belt at around 0.6%, making total monthly costs more manageable. Phoenix has seen rapid appreciation since 2020 but remains below California coastal markets.
Affordability in Arizona
Phoenix and Scottsdale have seen strong price growth driven by in-migration from California. Tucson and smaller Arizona markets remain significantly more affordable, offering entry-level homes well below $300,000.
Key Markets
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